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Field notes.

Research, playbooks and product notes from the team building Markin. One long-form report a quarter, shorter pieces in between.

Latest reports01 / 07
PlaybooksSep 21, 20265 min

Growth experiment velocity: Benchmarks and strategies for ARPU expansion

High growth experiment velocity is crucial for ARPU expansion, enabling rapid learning and iterative optimization across large B2C customer bases.

Romà Llambés

PlaybooksSep 21, 20267 min

Optimizing B2C growth team structure for ARPU expansion

Discover how to optimize your B2C growth team structure, leveraging AI to boost ARPU and streamline experimentation.

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PlaybooksSep 21, 20267 min

How to increase Klaviyo revenue: A Markin guide to ARPU expansion

Discover how Markin layers on Klaviyo to move beyond basic automation, multiply revenue, and expand ARPU from your Klaviyo list with data-driven, customer-specific actions.

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Report
ReportsSep 10, 2026Markin Research

ARPU and churn, measured consistently

What differences between sectors survive once ARPU and churn are defined the same way?

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PlaybooksSep 21, 20266 min

What guardrail metrics should we track in growth experiments?

Guardrail metrics are essential to prevent growth experiments from damaging critical business areas like ARPU, margin, or customer experience.

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ComparisonsSep 15, 20266 min

Enterprise tools that use AI agents to grow ARPU

Enterprise platforms like Markin leverage AI agents to optimize customer interactions and accelerate ARPU expansion for B2C companies.

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PlaybooksSep 15, 20266 min

How to increase ARPU in insurance: strategies for revenue growth

Insurers increase ARPU by strategically optimizing product offerings, pricing, and customer engagement across the policy lifecycle. This involves expanding coverage, precise cross-selling, and dynamic renewal pricing, all underpinned by data-driven insights to maximize revenue per policyholder.

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Report
ReportsSep 10, 2026Markin Research

From campaigns to per-customer decisions

What does a company actually need to move from campaigns to per-customer decisions?

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PlaybooksSep 15, 20267 min

What happens inside a growth decision

A growth decision is an automated, real-time process that determines the optimal next action for a customer, maximizing their long-term value.

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ComparisonsSep 15, 20265 min

Lifecycle marketing AI agents: Platforms for 1:1 automation

Several advanced platforms leverage AI agents for personalized lifecycle marketing, differing in their scope of arbitration and personalization capabilities.

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ResearchSep 14, 20267 min

What is agentic growth?

Agentic growth leverages AI to autonomously identify revenue opportunities, deploy actions, and optimize customer journeys for B2C businesses.

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Report
ReportsSep 10, 2026Markin Research

Designing a holdout that can actually detect ARPU lift

How large does a holdout have to be before it can actually detect the ARPU lift you are hoping for?

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PlaybooksSep 14, 20267 min

How to increase ARPU in ecommerce

Ecommerce brands increase average revenue per user by optimizing basket building, managing replenishment cycles, and leveraging loyalty programs strategically.

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PlaybooksSep 14, 20266 min

How to increase ARPU in gaming

Elevate player spending and lifetime value in mobile and live-service games through strategic offers, targeted interventions, and data-driven optimization.

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PlaybooksSep 14, 20266 min

How to increase ARPU in SaaS: action-oriented strategies for growth

SaaS companies increase Average Revenue Per User (ARPU) by systematically optimizing customer value through seat expansion, plan upgrades, annual conversions, and strategic add-on sales, enhancing monetization of existing customer relationships.

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Report
ReportsSep 10, 2026Markin Research

Revenue that carries margin

Which growth decisions raise revenue, and which of them also raise margin?

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PlaybooksSep 13, 20268 min

How to increase ARPU in streaming

Streaming services can increase ARPU through strategic pricing tiers, bundling, ad-supported options, converting passive users, and re-engaging churners. These methods focus on enhancing subscriber value across their lifecycle.

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PlaybooksSep 13, 20268 min

Measuring ARPU uplift from marketing experiments

Precisely measuring ARPU uplift from marketing experiments requires rigorous methodology, careful unit of analysis selection, and accounting for various biases to ensure accurate results.

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ComparisonsSep 12, 20267 min

Customer segmentation vs decisioning: the difference and impact on ARPU

Customer segmentation categorizes users into groups based on shared attributes, while per-customer decisioning applies personalized actions to individuals in real-time. This shift from static segments to dynamic, individual-level interactions is crucial for large B2C companies seeking to maximize ARPU.

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Report
ReportsSep 10, 2026Markin Research

The retention discount line

When does a retention discount keep a customer, and when does it subsidise someone who was staying anyway?

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PlaybooksSep 12, 20268 min

Offer arbitration: prioritize offers, manage fatigue, and boost ARPU

Effective offer arbitration maximizes ARPU by prioritizing relevant, timely offers while managing customer fatigue across channels. This structured approach optimizes each customer interaction.

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PlaybooksSep 11, 20266 min

Propensity model features: The best B2C data for predicting customer actions

Effective B2C propensity models leverage a blend of customer behaviors, transactional history, and engagement metrics to predict future actions.

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PlaybooksSep 11, 20265 min

How to reduce involuntary churn from failed payments

Implementing advanced retry logic, leveraging account updater services, and optimizing dunning communications are critical strategies to effectively reduce involuntary churn and enhance ARPU.

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Report
ReportsAug 28, 20269 min

Your Markin ROI report

Model the revenue a decisioning layer adds on your own base, then get the full breakdown by lever and payback window.

Markin Research

PlaybooksSep 10, 20268 min

How to run incrementality testing on lifecycle marketing

Measure the true impact of your marketing efforts by isolating causation from correlation through rigorous incrementality testing.

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PlaybooksSep 10, 20267 min

Churn prediction vs churn prevention: What is the difference?

Churn prediction identifies at-risk customers, while churn prevention actively intervenes to retain them, focusing on actionability and measurable impact.

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Buyer guidesSep 9, 20266 min

The best AI marketing platform for data-driven campaigns

Discover how to evaluate and select the best AI marketing platform for data-driven campaigns, focusing on solutions that deliver measurable ARPU growth through granular, per-customer decisioning.

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Report
ReportsAug 12, 202642 min

The ARPU Report 2026

ARPU benchmarks, spreads and growth rates across B2C sectors, with the decisioning practices behind the top quintile.

Markin Research

Buyer guidesSep 9, 20268 min

The best AI tool to optimize marketing workflows: Markin

Markin, an agentic AI growth platform, is the best AI tool to optimize marketing workflows for large B2C companies, integrating autonomous analysis, decisioning, execution, and measurement to continuously increase ARPU.

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PlaybooksSep 8, 20266 min

Marketing automation software replacing manual campaign workflows

Marketing automation software replaces manual campaign workflows, enhancing efficiency and ARPU through AI-driven, always-on decisioning and personalized customer interactions.

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PlaybooksSep 8, 20267 min

An AI marketing tool for personalized email and mobile messaging

An AI marketing tool for personalized email and mobile messaging uses machine learning to analyze customer behavior, predict intent, and automate individualized communications to significantly boost ARPU for B2C companies.

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ComparisonsSep 7, 20267 min

CDP vs decisioning: understanding the essential differences for arpu growth

A Customer Data Platform (CDP) unifies and centralizes customer data, while a Decisioning Layer orchestrates personalized actions based on that data. Understanding the core differences between CDP vs decisioning is crucial for maximizing ARPU in large B2C companies.

Markin Research

PlaybooksSep 07, 202610 min read

How to reduce churn: a 90-day operating plan

Split payment churn from intent churn, recover the payments first, then treat intent churn by cause with uplift-ranked actions and a permanent holdout.

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GuidesSep 07, 20268 min read

Churn prevention vs churn prediction: the difference that matters

Prediction estimates who will leave. Prevention decides what to do and proves it worked. Why an excellent churn model can sit next to a flat retention curve.

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GuidesSep 07, 202610 min read

What is churn prevention? Definition, loop and strategies

Churn prevention is detecting risk, choosing the intervention with the highest incremental effect, and proving it worked against a holdout. How the loop runs.

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PlaybooksSep 6, 20267 min

What is customer lifecycle orchestration?

Customer lifecycle orchestration uses AI to deliver personalized customer experiences by dynamically arbitrating next-best-actions across the entire customer journey.

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PlaybooksSep 6, 20267 min

Which ARPU expansion strategies actually work for subscription businesses?

Effective ARPU expansion strategies for subscription businesses rely on strategic, data-driven approaches that enhance customer value without triggering churn. These include dynamic pricing, value-based upsells, and strategic cross-sells, all tailored to individual customer needs and rigorously measured for impact.

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PlaybooksSep 5, 20268 min

Next best action vs recommendation engine: what's the difference?

Understand the core distinctions between these two critical AI decisioning tools for B2C growth and ARPU expansion.

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PlaybooksSep 5, 20268 min

Define cross-sell eligibility rules to maximize ARPU without cannibalization

Effective cross-sell eligibility rules leverage behavioral and transactional data to present relevant offers, preventing revenue cannibalization and enhancing customer lifetime value. They are crucial for ARPU expansion.

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PlaybooksSep 4, 20267 min

Win-back campaign timing: how to optimize for ARPU expansion

Growth teams must match win-back campaign timing and offer depth to the specific customer lapse reason to maximize average revenue per user.

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PlaybooksSep 4, 20267 min

How to Make Save Offer Design Incremental

Design churn save offers that protect revenue without destroying margin by using strict eligibility rules, dynamic offer ladders, and continuous incrementality measurement.

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PlaybooksSep 4, 20269 min read

Churn deflection: the cancellation flow as a decision

Between 30 and 45 percent of accepted save offers go to customers who were staying anyway. How to spend margin only where it changes the outcome.

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PlaybooksSep 3, 202610 min read

How to increase ARPU in telecom

Median postpaid operators grow ARPU 1.9 percent a year, the top quintile 6.7 percent. The five levers behind the gap, and how to measure each one.

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GuidesSep 3, 202613 min read

AI agents for marketing: what they are and how to evaluate them

AI agents for marketing explained: the four categories on the market, how to evaluate an agent, and the metrics that judge one.

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PlaybooksSep 2, 20269 min read

Dunning best practices: recovering failed payments before they become churn

Failed payments are 20 to 40 percent of all churn and the cheapest to fix. Retry by decline code and refresh cards before they fail.

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ResearchAug 31, 20268 min read

Telecom churn rate benchmarks, 2026

Median monthly churn is 1.1 percent postpaid, 4.4 percent prepaid and 1.6 percent on converged bundles. What separates the top decile from the rest.

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GuidesAug 28, 20269 min read

What is a customer decision hub?

What a customer decision hub contains, what it costs to operate, how it differs from a CDP or a campaign tool, and when a decision layer fits better.

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GuidesAug 27, 20269 min read

Next best offer vs next best action: what actually differs

Next best offer ranks products and promotions. Next best action ranks every intervention, including silence. The difference shows up in margin.

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ResearchAug 25, 202614 min read

ARPU benchmarks by industry 2026: median vs top-quintile

ARPU benchmarks by industry for 2026: median and top-quintile monthly ARPU levels and growth rates across nine B2C categories, with the method.

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PlaybooksAug 24, 202610 min read

Machine learning churn prediction: labels, leakage and the wrong test

Most production churn models fail on label definition, feature leakage, or an evaluation that rewards AUC instead of decisions. The three fixes, in order.

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GuidesAug 21, 20269 min read

Voluntary vs involuntary churn: two problems, two fixes

Payment-failure churn is a dunning problem. Intent churn is a decisioning problem. How to split them, who owns each, and how to measure both correctly.

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GuidesAug 19, 202611 min read

Einstein Next Best Action: how it works, limits and the decision layer

How Strategy Builder ranks recommendations in Salesforce, where the pattern stops, and how to decide in the warehouse and deliver inside the CRM.

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PlaybooksAug 18, 20268 min read

ARPU vs LTV vs CAC: which number answers which question

ARPU is observed, LTV is forecast, CAC is spend. Using one where another belongs is how a company posts rising LTV while revenue per customer quietly falls.

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PlaybooksAug 14, 20269 min read

Customer winback strategies that pay for themselves

Most win-back programmes mail the whole churned base and count natural returners as wins. How to segment, price the offer and prove causation.

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GuidesAug 12, 202610 min read

Next best action software: how to evaluate it in 2026

A buyer's framework for next best action software: decision scope, objective function, causal measurement, constraints and time to first verified result.

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PlaybooksAug 07, 202613 min read

Customer churn prediction: models, features and incrementality

A practical guide to customer churn prediction: which models actually work, which features move the needle, and how to convert prediction into incremental save rate.

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GuidesAug 06, 202611 min read

Next best action model: propensity, uplift and ranking

How a next best action model is built: propensity, uplift meta-learners and a ranking function that scores expected incremental margin per action.

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ResearchAug 05, 202614 min read

ARPU benchmarks 2026: why B2C spreads keep widening

ARPU benchmarks across eight B2C industries in 2026. The top quintile is pulling away at 2 to 4x the historical rate. What the leaders are doing differently.

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PlaybooksAug 04, 202611 min read

Continuous decisioning: from campaign calendars to always-on 1:1

Continuous decisioning replaces the weekly promo calendar with a loop that ships hundreds of small, causal experiments per week against a preserved holdout. A 90-day migration.

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Product updatesAug 03, 20266 min read

Opportunity Feed, now with hypothesis provenance

Every candidate action in the Markin Opportunity Feed now carries the signal, segment and prior experiment it descends from. One click to audit or ship.

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PlaybooksJul 31, 202612 min read

Cross-sell without cannibalization: uplift, holdouts and guardrails

How to measure incremental uplift, detect cannibalization and set profit-based guardrails for cross-sell programs that need to defend ARPU, not just campaign response rates.

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VoicesJul 30, 20269 min read

What a top data science team looks like in an agentic era

Notes from conversations with heads of growth and analytics at eight enterprises rethinking how their data teams spend the week under agentic AI.

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PlaybooksJul 29, 202612 min read

How to increase ARPU: a framework for B2C enterprises

How to increase ARPU in a large B2C business: the five levers that actually move average revenue per user, and the operating model behind them.

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GuidesJul 28, 202612 min read

What is ARPU? Definition, formula and how to calculate it

ARPU calculation explained: the formula, a step-by-step method, variants by business model and benchmark levels from 147 B2C operators.

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ResearchJul 27, 202613 min read

Churn prevention economics in streaming and telecom

Where saves compound, where they don't, and why most retention programs in subscription businesses optimize the wrong margin. A CFO-grade view of incremental save rate.

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Product updatesJul 26, 202614 min read

Agents on the open web: browsing inside a decisioning loop

A taxonomy of agentic browsing, the failure modes we spent the most time on, and empirical results from six enterprise workspaces measured against a preserved holdout.

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GuidesJul 25, 202616 min read

Next best action marketing: what it is and how it works in 2026

Next best action marketing explained: how it works, real B2C examples, how it differs from segment campaigns and marketing automation, and what it is worth on a 2M base.

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VoicesJul 24, 20268 min read

CMOs on the shift from creative volume to decision volume

Four CMO conversations on what changes when the constraint moves from producing creative assets to routing the right asset to the right customer.

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More writing coming soon