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Dunning

Dunning is the sequence of retries and communications that recovers a failed payment: retry timing, card-update prompts, alternative payment methods and grace periods. It is a decisioning problem, because the best retry schedule differs by issuer, amount and customer history.

Why it matters for ARPU

Recovered payments are full-margin revenue with no acquisition cost, and dunning improvements typically show up in ARPU within a single billing cycle.